OK, now that you know your credit is good, you know how much cash you have to put down, you are working with a reputable loan officer who has pre-qualified you for a mortgage and you know what neighborhoods you are interested in living in.

Congratulations!You have just crossed the first big hurdle.

Now it's time to start looking for the house that's right for you. While you can comb the internet and newspaper ads to find houses yourself, it can easily become overwhelming with the large inventory of homes that are on the market. To save you time and miles of legwork, find a good buyer's agent that will work for you. They can narrow houses down based on your interests and your budget and when it comes time to making an offer, signing contracts and addendum's, they are there to help you understand what it all means.

Some tips to think about once you have found a good buyer's agent and you are ready to begin looking at homes.

•Make a list of things the house must have and a list of what you would like to have. Prioritize your list and separate the 'have-to-have' from the 'want-to-have'. Don't be too restrictive on your search criteria. For instance, include a price range that is 10% above and 10% below your budget.

•Bring a notebook and camera with you to help you remember the details of each house. Take pictures and take notes about each because after you have seen several, you can easily forget details or get the details and houses mixed up!

•With each house you see, keep an open mind. Don't reject a house just because it was short a few features on your wish list or was a bit out of your price range. Remember, the asking price is simply a starting point. You will have an opportunity to negotiate once you are ready to make an offer.

You Found the Home of Your Dreams!

Once you have found the home you want, work with your buyer's agent to determine what your original offer should be. Depending on the market and the area, you may have to act quickly. Your buyer's agent should have a good idea about what homes in that neighborhood are selling for and to know how close your original offer should be to the asking price. Additionally, you should discuss what terms you would like in the contract.

When you have settled on a home and are in the process of negotiating a final price, consider having the contract contingent up the results of a home inspection. Have a licensed inspector inspect the home to see if there are any major repair surprises. Home inspects can check the heating, plumbing, electric, roof, etc. to see if there might be some foreseeable issues in the future. You may want to ask for a home warranty. There are all things your buyer's agent can help you will.If you have chosen a reputable and experienced agent, they will be taking your interests into consideration.

Buying a home is no easy task, but it is a very rewarding experience when you know what to expect and you are working with professionals who have your best interests at heart. Pink Realty has great buyer's agents who will work with you to find the property of your dreams. They can refer you to reputable lenders that will get you an affordable mortgage and help you with credit repair if you need help with that. Whether it's a retail property or a short sale property, they are professionals, knowledgeable and experienced. Additionally, they have an outstanding short sale team that not only has a very high success rate but also takes great pride in getting the deals closed in a timely manner. They are the ones to call!